Variable rates from
Use a vehicle as security to get the money you need, when you need it at a lower interest rate.
A no-fuss way to arrange the finance you need, when you need it all while enjoying competitive variable interest rates.
Our Personal Loans are fast and flexible, which means you can use them for just about anything.
On early loan payout or lump sum payments.
Redraw online anytime ($500 minimum).*
Weekly, fortnightly or monthly.
You can give yourself the best chance possible by:
You can complete our online application, make an appointment to see a lender in a branch or call us on 1300 763 831.
You can make extra repayments anytime with no fees.
You can payout your personal loan anytime. Fees may apply for fixed rate personal loans.
You also get the flexibility to make repayments weekly, fortnightly or monthly to suit your lifestyle.
Once you complete your application and supply the required documents we aim to transfer your funds within 1 business day. Please ensure your application includes all required information entered accurately, you have a good credit rating and that we can verify your ID.
Apply in 10 minutes
Resume Personal Loan application
Overall rating 10/10
AAA++ customer service & excellent interest rates
Excellent customer service, personable and one case manager across all forms of finance.
Overall rating 9/10
Excellent all round
They are professional, courteous and care for their customers. I would not go anywhere else.
I have continual great service from MyState with all of my banking needs
Overall rating 8/10
Meets individual needs
It is a family oriented bank that is helpful both over the phone and in person. Your personal circumstances are taken into consideration and you are treated as a person not just a nameless customer.
Have had no problems whatsoever with my loan, it was so straightforward right from the beginning, hassle free.
This bank is strongly recommended as they are friendly, very helpful & have lots of good products & services to offer.
A Personal Loan from MyState Bank is an easy way to finance your new or second-hand car, motorbike, boat or caravan.
If you are planning a short break interstate, or an overseas trip of a lifetime, a MyState Bank Personal Loan can help you make the most of your holiday.
Pay your medical, dental or cosmetic bills with a personal loan from MyState Bank. We’ll even make life easier by paying your doctor directly.
Weddings, education costs, home furnishings or a new hot water system are often expenses that we don't budget for or we underestimate the cost of.
Putting all your debt in one place can really make life easier. One loan, one interest rate and one regular repayment, it may be just the thing you need to help you get ahead.