Time to get summer ready
First published on October 25, 2019
While everything seems to be winding down for the year, things are definitely heating up for the summer break. But that doesn’t mean you have to fork out a huge chunk of your savings or sell all your prized possessions to get where you want to be this summer.
Check out these handy tips to help you budget to ensure you have the best summer yet.
Thinking about taking a trip?
- Have yourself a staycation
Most flight prices are creeping up over the festive season. So, if you’ve ever considered exploring more of your state then summer might just be the best time to do so. Take the family on a mini holiday and discover reasons why you call your state your home! Save on airfares and even accommodation if you mix in a few day trips.
- House swap and handover your keys
Imagine going on holidays and not spending a cent on accommodation. Browse your way through some house swap platforms and see if this is something you would be in to - Google is your best friend here, try searching something like ‘house swap Australia’. You could be heading overseas to somewhere you can only dream of - just take the leap!
- Don’t just click once
Never go with the first deal you see for travelling - look around and compare prices. Do your research and compare different websites, travel agencies and discount platforms to see what’s out there. Who knows what special offer on accommodation or flights you may find.
Ready to buy your dream Car or Motorbike?
- Online Marketplaces
As these are often free platforms to use, there are always new listings, providing lots of choice. There are also handy options to set up a saved search with specific requirements, to make sure you’re in the know when your dream wheels are listed.
- Social Media Marketplaces
Probably one of the more recent, but rapidly growing ways to purchase a set of wheels is through social media channels like Facebook Marketplace. Sellers on this platform are often negotiable, so don’t be scared to practice your bartering skills!
Hot tip: If buying second hand, it might be a good idea to get an independent assessment of the vehicle to make sure everything is tip top.
- Trade it in
Another alternative is having a look around dealerships. They often have a variety of options around purchasing a car through them, like trade-ins and specials deals. Ask your local car yard what they may be able to do for you. These cars may be well-loved or nearly new, either way at least you know that it has been looked after well.
Planning your dream wedding on a budget?
- Get around your local wedding expo
Get to know your local suppliers personally, you’re sure to find contacts that may help you get your dream wedding day outcomes. You might not purchase anything from an expo, but they can save you heaps of time, by giving you inspiration and direction on what you want on your special day.
- Make your own invitations
This is the time where you can get your creativity on and be crafty with your sharpie! If you DIY your wedding invitation it’s not only a great way to keep the cost down, but also to make your invites more personal.
- Hold your ceremony at home
Imagine having your special wedding day in your own home. Every time you sit on your porch with a coffee in your hand, you can always reminisce on your special day.
- Say ‘I Budget’
Set your budget at the outset of your wedding planning. Whether it’s a small do or a grand affair, set your limits and try to stick to them. There are oodles of budgeting tools out there dedicated for this, which can help with staying on track.
You might have a boat license but do you have a boat?
- Jump on board the online marketplaces
Online marketplaces are handy platforms to purchase a pre-owned boat without the financial strain of buying a new one. Sellers can often be negotiable too, although it’s a good idea to get a full inspection of the boat before buying. Keep an eye out for damage like holes, chips or cracks.
Hot tip: Make sure you get a full inspection of the boat before you buy! Keep an eye out for damage like holes, chips or cracks.
- Make sure you do your research thoroughly
This one is probably a no brainer but when it comes to purchasing a boat it is a big decision for anyone. You need to know the requirements and specifications of the boat as well as educate yourself on how to maintain it as much as possible to make sure no unexpected costs pop up in future!
- Visit a boat show
A perfect way to introduce yourself to your fellow seamen or sea ladies. Expand your network and you’ll meet plenty of people who are likely to give you tips and tricks when entering the boating world that may even save you a dime or two – you never know, someone might even be selling!
- Make sure you have boat insurance
For most boat owners, insurance is one of the first things you get sorted, as you never know what may be lurking in the waters. Make sure once you have your dream boat sorted, you protect it properly.
If you need a little help getting what you’ve always wanted, check out how a MyState Bank Personal Loan could help.
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