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  Home  /  Personal  /  Insurance  /  Life Insurance
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Life Insurance*

 

A good financial plan needs to consider some of life's key risks and take steps to reduce them. Premature death, total and permanent disablement, temporary disablement or trauma can all negatively impact your income, your assets, your lifestyle and your family.

At MyState Financial we offer a comprehensive range of life insurance products to provide protection and financial security with a financial benefit when needed most.

 

  • Ezicover Term pays a lump sum on death or terminal illness (conditions apply).
     
  • Ezicover Select Term pays a lump sum on death or terminal illness.  Select a term that suits you best of either 5, 10 or 15 years (conditions apply).
     
  • Ezicover Trauma pays a lump sum if you suffer from a heart attack, stroke, malignant cancer or undergo coronary artery bypass surgery (conditions apply).
     
  • Ezicover Income Replacement pays you up to 75% of your income if you are unable to work due to sickness or injury (conditions apply).
     
  • Ezicover Funeral Plan pays a lump sum to cover the cost of your funeral.  Choice of cover of $5,000, $10,000 or $15,000 (conditions apply).
     
  • Ezicover Needlestick Plus pays a lump sum for occupationally acquired HIV, Hepatitis B or Hepatitis C (conditions apply). 

Apply online today and receive the first month’s premium free on acceptance.  A 21 day cooling off period also applies.

For more information about the range of Ezicover products please call Zurich on 1800 025 015 between 8.30am and 5.00pm EST, Monday to Friday.

If you require further information about Life Insurance, or would you like to discuss your personal risk insurance requirements in more detail, MyState Financial has qualified Financial Planners who are able to carry out a detailed analysis of your personal insurance requirements. 

As part of a detailed analysis, MyState Financial can provide you further insight into questions such as, how much cover do I need? Or, if I was unable to work due to illness or injury, how would I meet my financial commitments? Personal advice from a MyState Financial Planner can be the difference between having the right amount of insurance cover, and not.

For more information on Life Insurance, Income Protection Insurance, Disability Insurance and Trauma Insurance, call our Financial Planning team directly on
03 6233 0651 to arrange an appointment.

Apply

 

A Product Disclosure Statement (PDS) for the above products is available on the Zurich website. You should read and consider the PDS before deciding whether to acquire any product mentioned here.

* Information provided above is provided by Zurich Australia Limited ABN 92 000 010 195 AFSL 232510, 5 Blue Street, North Sydney NSW 2060 (Zurich). The information provided is general only and does not take into consideration your objectives, financial situation or needs. You should consider these factors, together with the PDS before deciding whether to acquire any product mentioned here.

The above issuer’s PDS should be read in conjunction with MyState Financial’s Financial Services Guide (FSG).  MyState Financial receives a commission from insurance product issuers.  The MyState Financial FSG details commissions received as well as MyState Financial’s dispute resolution procedures.

MyState Financial acts as distributor for customers arranging any insurance, MyState Financial does not accept any liability for, or guarantee benefits in respect of Life Insurance products.


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Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. MyState Financial recommends you read our Product Disclosure Documentation before acquiring the product. Loan applications are subject to MyState Financial’s normal credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.

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