Fixed Rate Home Loan

A Fixed Rate Home Loan is great for buying an owner-occupied home, investment property or vacant land or refinancing your existing loan from another lender.

With a fixed interest rate your repayments remain the same for the selected term. With a guaranteed interest rate you know exactly how much you’re going to pay every time.

At the end of the selected term, the interest rate converts to our Standard Variable Home Loan interest rate current at that time.

Features

No monthly account keeping fees
Interest rate fixed for 1, 2 or 3 years
Flexible repayments – weekly, fortnightly or monthly
Borrow up to 95%* of the property value

*Subject to conditions and Lenders Mortgage Insurance approval.

Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. MyState Financial recommends you read our Product Disclosure Documentation before acquiring the product. Loan applications are subject to MyState Financial’s normal credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.

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