Offset Account

Our Offset Account is an everyday access account attached to your home loan. Your account balance is 100% offset against your linked Home Loan before the interest is calculated. So you pay less. The interest you save with an Offset Account can be huge over the life of the loan, and you can help shorten your loan term by years.

Features

Savings available at call
Convenient cheque access
Funds can be accessed over the counter at MyState Financial Branches and Bank@Post
Electronic access via ATM and EFTPOS using Redicard/Redicard PLUS or a Visa Debit Card
Internet and Phone Banking and BPAY® available
Permanent Authorities, Direct Credits, Payroll Deductions, Direct Debits and Cheques can all be arranged

To find out more, or to open an account, call MyState Financial on 138 001 or visit your nearest Branch.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. MyState Financial recommends you read our Product Disclosure Documentation before acquiring the product. Loan applications are subject to MyState Financial’s normal credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.

BSB 807009 © MyState Financial Limited (MyState Financial) ABN 89 067 729 195 AFS Licence Number 240896. Registered Office – Heritage House 172 Collins Street Hobart Tasmania 7000. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.